Privacy Policy

Information We Collect

At moneralithuq, we collect information that you voluntarily provide when using our financial valuation training platform. This includes personal details you share during account registration, course enrollment, and platform interaction.

• Personal Information: Name, email address, phone number, and professional background details
• Educational Data: Course progress, assessment results, completion certificates, and learning preferences
• Technical Information: IP address, browser type, device information, and usage analytics
• Communication Records: Messages sent through our platform, support inquiries, and feedback submissions
• Payment Information: Billing details processed securely through encrypted third-party payment processors

How We Use Your Information

We use collected information primarily to deliver our educational services and improve your learning experience. Our data usage practices focus on educational delivery, customer support, and platform enhancement.

We may also use your information to send educational updates, course announcements, and important policy changes. You can opt out of non-essential communications at any time through your account settings or email preferences.

Information Sharing and Disclosure

moneralithuq does not sell, rent, or trade your personal information to third parties. We may share limited information only in specific circumstances outlined below, always with appropriate safeguards in place.

• Service Providers: Trusted partners who assist with platform operations, payment processing, and technical support
• Legal Requirements: When required by law, court order, or to protect our rights and user safety
• Business Transfers: In the unlikely event of merger or acquisition, with continued privacy protection
• Consent-Based: Any additional sharing only occurs with your explicit permission

Data Security and Protection

We implement comprehensive security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. Our security practices include encryption, secure servers, and regular security audits.

Your Privacy Rights

Under Canadian privacy laws, including PIPEDA, you have specific rights regarding your personal information. We're committed to honoring these rights and providing easy ways to exercise them.

• Access: Request copies of your personal information we maintain
• Correction: Update or correct inaccurate personal information
• Deletion: Request removal of your personal information (subject to legal requirements)
• Portability: Receive your data in a structured, commonly used format
• Objection: Object to certain processing activities

To exercise these rights, contact our privacy team at info@moneralithuq.com. We'll respond to requests within 30 days and may require identity verification to protect your information.

Data Retention

We retain your information only as long as necessary to provide our services and comply with legal obligations. Educational records and certificates are maintained for seven years after course completion to support career verification needs.

Account information is retained while your account remains active. After account closure, we securely delete personal information within 90 days, except where longer retention is required by law or legitimate business interests.

Cookies and Tracking

Our platform uses cookies and similar technologies to enhance user experience, remember preferences, and analyze platform usage. We use both essential cookies required for platform functionality and optional cookies for analytics and personalization.

International Data Transfers

Your information is primarily stored on servers located in Canada. If we transfer data internationally, we ensure appropriate safeguards are in place, including adequacy decisions or standard contractual clauses approved by privacy authorities.

Any international transfers maintain the same level of protection required under Canadian privacy law, with binding agreements requiring recipients to maintain equivalent protection standards.

Changes to This Policy

We may update this privacy policy to reflect changes in our practices or legal requirements. Significant changes will be communicated through email notification and prominent platform notices at least 30 days before implementation.

Continued use of our platform after policy updates constitutes acceptance of the revised terms. We encourage periodic review of this policy to stay informed about how we protect your information.